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The Port Authority of New York and New Jersey offers to E-ZPass subscribers who replenish their accounts with a major credit card (i.e., American Express, Discover Card, MasterCard or VISA) the ability to pay for parking at three Port Authority airports — John F. Kennedy International Airport, LaGuardia Airport and Newark Liberty International Airport, through a program known as E-ZPass Plus. This program is also available at Albany International Airport in Albany, New York. Drivers obtain tickets as they enter the parking lots, as usual. Upon exiting the parking lot, individuals use either the "E-ZPass Plus Only" or manned lanes. Those wishing to pay using their E-ZPass accounts simply insert the ticket into the machine reader. The parking payment is debited from the prepaid E-ZPass account if the parking fee is less than $20. If it is more than $20, the amount is charged directly to the credit card used to replenish the E-ZPass account. The Port Authority reports that drivers save an average of 15 seconds by opting to pay for airport parking using E-ZPass.